As we go through life our financial goals change. When we are younger (20-40’s), our objectives tend to be focused on debt management, building wealth and protecting our income. Moving towards retirement, typically we have less or no debt and greater asset and...
Long-term care insurance is a type of insurance that helps to offset or cover the cost of long-term care services. These services may be needed if you are unable to perform everyday tasks (activities of daily living) due to a chronic illness, disability, or cognitive...
Does your life insurance policy give you anything back? Did you know owning a life insurance policy can help you take that holiday you wanted to go on? Or that purchasing life insurance can also get you a free Apple Watch or wearable device (Fitbit or Garmin)?...
An aspect of estate planning that is typically overlooked is charitable giving. Many of us are very passionate philanthropists who like to support numerous causes. Why would you give money out of your estate when with some forethought you can use a life...
There are many financial strategies for saving and investing your money so you can have sufficient income when you retire. In Canada, there are 4 areas where you can take advantage of tax-free growth: RRSPs, TFSAs, your primary/principal residence and permanent...
We all hope to make it to retirement without suffering a major or severe illness. Unfortunately, two in five Canadians (44% of men and 43% of women) are expected to develop cancer in their lifetime[1]. The good news is that things like heart attacks and...
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